7 Best WooCommerce Payment Gateways in India for Accepting Domestic & International Transactions with ease

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Nowadays, consumers prefer quick & hassle-free online payments with their Credit/Debit Cards & especially the lightning-fast UPI payments over the old COD payments.

More than customers, business owners can’t just rely on COD anymore. It’s still used but not so preferred & the best method. If you’re in the eCommerce space, setting up your WooCommerce store with a robust payment gateway is a wise decision.

So if want to accept online payments & looking for the Best WooCommere Payment Gateway in India, you’ve landed right.

In this comprehensive guide, you’ll get to know:

  • Factors to consider while choosing a payment gateway
  • 7 Best WooCommerce Payment Gateways in India that are reliable
  • My Top 3 Recommendations
  • A Hassle-free way to Integrate Payment Gateway on your WooCommerce Store
  • And lot more.

So without further ado, let’s dive in…

Pro Tip: In case you're in a hurry, here's the quick summary & the list of 7 Best WooCommerce Payment Gateways in India for 2022:

1) Razorpay – 2% per transaction
2) Paytm payments gateway – 0% per transaction
3) PayUmoney – 2% per transaction
4) Instamojo – 2% + Rs.3 per transaction
5) Cashfree – 1.9% per transaction
6) Paykun – 1.75% per transaction
7) Stripe – 2% per transaction

TL;DR

  • Best Payment Gateway for International Transactions: Stripe, Razorpay & Paytm
  • Best Payment Gateway for Domestic Transactions: Paytm, Paykun, Cashfree & Razorpay
  • Cheapest Payment Gateway in India: Paykun & Paytm
  • Best Payment Gateway for Digital Products: Instamojo, Razorpay & Paytm
  • Overall, Best Payment Gateway for WooCommerce Store: Razorpay, Paytm, Cashfree, PayUmoney & Paykun

What to Look for in a Good Payment Gateway?

When it comes to payment gateways, going with the trend is something you should avoid.

There are a lot of factors that you as a business owner must consider but I don’t want you to go into the analysis paralysis zone & end up consuming useless information.

Based on my experience & research, I’ve listed a few factors that are worth considering:

  • First things first, it must be easy to get started. A payment gateway must have Easy Customer Onboarding, have less documentation & a fast approval process. It should be designed to work for you, not you for the platform.
  • Transaction fees: For each & every transaction, payment gateways charge a different transaction fee either in form of a percentage of the transaction (for eg: 2%) or a small fee for each transaction (for eg: Rs.3). The lower the better.
  • Settlement Period: In simple terms, the settlement period is the period when the acquire (here, it’s the payment gateway) transfers the amount to the merchant (here, it’s your current/savings account).

    Usually, most payment gateways have a T+2 settlement period where T is the day when a customer completes the transaction. PayTM is one exception here as you get your money in your account within 24 hours (more on this later)
  • Must support multiple payment methods right from the traditional Credit/Debit Cards, Netbanking to UPI payments as well as Mobile wallets.

    In today's era, your payment gateway should also support International cards for international transactions so that your conversions don’t affect. Some payment gateways such as Razorpay, do offer Postpay & EMI facility (more on this later)
  • A payment gateway should have in-built Reporting & Analytics of at least the last 6-12 months so that you as a business owner can make better business decisions.
  • It’s a no-brainer, the payment gateway must be compatible & Integrate well with eCommerce platforms. Whether you’re using Shopify or WordPress or BigCommerce. It makes things a lot easier if your payment gateway has a WordPress plugin so that it integrates seamlessly with WooCommerce.
  • Along with all these, Top-notch Security, Ease of Use, Customer Support, Uptime & Success Rate are the key factors to consider when choosing a payment gateway.

Now that we’ve some factors, selecting a payment gateway will be much easier.

7 Best WooCommerce Payment Gateways in India that are Reliable

#1 Razorpay – 2% per transaction

Razorpay Payment Gateway for WooCommerce

When it comes to payment gateways, Razorpay is one of the most popular names in the Indian market, mainly bcoz of its simple & modern UI, ease of use & onboarding process.

Millions of businesses use Razorpay including big names such as IRCTC, Zerodha, Reliance, Nykaa, Swiggy, FirstCry, Zomato, FreshToHome, Brand Warikoo & many more.

Razorpay, founded in 2013 by Shashank Kumar & Harshil Mathur, is now one of the leading payment gateways in India.

It’s an established payment gateway for online payments that allows all kinds of businesses to accept, process & disburse payments with its wide range of product suites.

Along with payment gateway, Razaorpay also provides payment links & payment pages that enable small businesses & freelancers to get paid quickly. At the moment, Razorpay tops the list & certainly the best WooCommerce payment gateway in India.

Razorpay Pros

  • Easy to use & operate as it comes with Modern UI-UX
  • The onboarding process is quick as it requires fewer documents to get started & yes, it’s completely online & paperless
  • Supports all kinds of business including sole proprietorship & not registered businesses
  • Compatible with WordPress WooCommerce (plugin available in WordPress repository)
  • Developer-friendly Documentation & features
  • Invoices, Refunds & Settlements can be done with peace of mind
  • Provides on-site checkout also known as flash checkout which enables customers to pay directly on your site
  • Trusted payment partner and is used by top Indian brands
  • More than a payment gateway. Offers wide & business-oriented products suite
  • Their payment pages are widely used by small businesses & are top-notch as they are simple, effective, and customizable

Razorpay Cons

  • Some times approval & account activation process takes a longer time
  • Based on my personal experience & research, Customer support has been an issue. Delayed replies, No call support, account deactivation & sometimes, very delayed settlements (you can check Razorpay reviews by customers on Trustpilot)
  • Unexpected account rejection. A lot of users have reported this issue. Here’s one listed on Capterra –  “Even if there was any reason for rejection, they should have done it right in the start, and not after 1 year of usage and after more than a lakh was collected.”

Supported Payment Modes: Razorpay supports more than 100+ payment modes including all major Credit/Debit Cards, UPI payments, Bharat QR, 70+ Netbanking options & Mobile Wallets such as Amazon pay, Phonepe, JioMoney, Freecharge, MobiKwik, Airtel Money.

Along with Domestic payments, Razorpay supports International payments from over 100+ foreign currencies with real-time currency conversions. All settlements are done in INR.

Razorpay Transaction Fees:

Note: Below mentioned fees are of the Standard Plan which is suitable for startups, small & medium-sized businesses

  • No Setup fees & No Annual Maintenance charges
  • 2% on Indian Domestic Transactions (Credit/Debit, Netbanking & UPI payments & Mobile wallets)
  • 3% on Diners & Amex Cards, International Cards, EMI (Credit Card, Debit Card & Cardless) & Corporate (Business) Credit Cards
  • 18% GST applicable on the transactions fees
Type of TransactionFees
Credit/Debit Cards & Net banking2%
UPI2%
Mobile Wallets – FreeCharge, Airtel Money, MobiKwik, JioMoney, Ola Money, PhonePe, Amazon Pay, Google Pay2%
Diners Club, Amex & International Cards3%

Razorpay Settlement Time: T+2 working days where T is the day of transaction capture. All settlements are done in INR.

Here’s the example…

Razorpay T+2 Settlement Example

Razorpay WordPress WooCommerce Compatibility: Yes, it’s compatible & the Razorpay plugin is available in the WordPress repository. Check out How to Integrate Razorpay with WooCommerce.

#2 PayTM Payments Gateway – 0% per transaction

Paytm Payments Gateway for WooCommerce

PayTM which is now a household name in India, not only offers mobile payments, payTM wallets, it also offers businesses solutions like a payment gateway, Nodal account, POS billing software & business Khata.

PayTM Payments Gateway is one of my favorite payment gateway bcoz it’s India’s most trusted payment supporting over 100+ payment sources.

PayTM powers India’s biggest online brands such as Flipkart, IRCTC, Airtel, Lenskart, Swiggy, Myntra, and many more. It's #2 on my list of best WooCommerce payment gateways in India.

It integrates well with most eCommerce solutions including WooCommerce & the onboarding process is pretty simple, quick & easy. Along with Payment Gateway, PayTM also offers payment links, subscriptions, bank offers & much more.

I personally feel that PayTM has a slight edge over others as its paytm wallet is used by millions of people in India & when customers are offered to pay with their paytm wallet amount, conversions are pretty higher.

It supports transactions from more than 200 countries via all major international cards.

Paytm Pros

  • It's one of the easiest payment gateways to get started with
  • As the name “PayTM” is so popular in India, conversions are pretty higher (from personal experience)Along with the payment gateway, it also offers payment links which is suitable for freelancers 
  • Along with the payment gateway, it also offers payment links which is suitable for freelancers
  • With real-time currency conversions, you can accept payments from over 200+ countries
  • 0% charges on UPI payments
  • Instant Refunds & Scheduled settlements facility
  • Easy to run bank offers & cashback for better conversions
  • Mobile app & alert notifications

Paytm Cons

  • It lacks some customization & branding features
  • Getting detailed Analytics & Reporting is sometimes a pain in the ass. Also, you can only view 6 months of data
  • In the Standard Plan, the customer doesn’t receive an email confirmation of the successful transaction from paytm

Supported Payment Modes: Paytm payment gateway supports over 100+ payment modes including all cards, all UPI apps, Paytm wallet, paytm postpaid, Netbanking, and EMI.

Paytm also supports international payments from over 200+ foreign currencies.

Paytm Payments Gateway Transaction Fees:

Note: Below mentioned fees are of the Standard Plan which is suitable for startups, small & medium-sized businesses

  • No Setup fees & No Annual Maintenance charges
  • UPI
    • 0% on UPI Standard
    • Rs.5-65 per mandate on UPI Subscription
  • 1.99% on Paytm wallet
  • 1.99% on Credit Card
  • 1.99% on Netbanking
  • Debit Card
    • 0% on Rupay Debit Card
    • 0.4% on Mastercard & Visa card (if amount below than Rs.2000)
    • 0.9% on Mastercard & Visa card (if amount greater than Rs.2000)
  • 2.9% on International Payments (all cards)

For better understanding, here are the transaction fees of Paytm in a tabular format…

Type of TransactionFees
UPI0%
Paytm Wallet1.99%
Credit Card & Netbanking1.99%
Debit Card – Rupay Debit Card0%
Debit Card – Mastercard & Visa card (amount below Rs.2000)0.4%
Debit Card – Mastercard & Visa card (amount above Rs.2000) 0.9%
International Cards2.99%

Paytm Payments Gateway Settlement Time: 24 hours. It also offers same-day & instant settlements along with split settlements.

Paytm WordPress WooCommerce Compatibility: Yes, it’s compatible & the Paytm plugin is available in the WordPress repository. Check out How to Integrate Paytm with WooCommerce.

#3 PayUMoney – 2% per transaction

PayUmoney Payments Gateway for WooCommerce

PayUmoney or rather say PayU India, is one of the leading payment gateways in India. It’s powering over 4.5 lakh merchants including some popular names such as Dream11, Airbnb, Redbus, Bookmyshow, Myntra, Ola, Goibibo, Netflix, Cred, and many more.

PayUmoney is one of the simplest and most straightforward payment gateways with simple pricing of 2% per successful transaction.

Unlike other Indian payment gateways, PayU also offers customized transaction rates if your business crosses Rs.10 lakhs INR per month.

Similar to other payment gateways, PayU is also PCI-DSS compliant with 128-bit encryption. 

It’s also known for offering one of the best success rates in transactions as it has built-in save cards options, enabling customers a super-fast checkout.

PayUmoney Pros

  • Comes with Simple UI which makes it easy to use
  • The onboarding process is completely digital & paperless
  • Also has an android & ios app to stay on the top
  • Supports all kinds of business including sole proprietorship & not registered businesses
  • Compatible with WordPress WooCommerce (plugin available in WordPress repository)
  • Developer-friendly Documentation & features
  • Provides both, hosted & on-site checkout known as bolt checkout that enables customers to pay directly on your site
  • Trusted & a reliable payment partner used by top Indian brands

PayUmoney Cons

  • Similar to Razorpay & others, Customer support seems always busy & no queries are answered on time
  • Some of its products are discontinued & seem like the company is experimenting a lot which I don’t like
  • Payment links, payment buttons aren’t that customizable
  • There are no payment pages like Razorpay

Supported Payment Modes: PayUmoney supports over 100+ payment options like Cards (Visa, Mastercard, Amex, Rupay, Diner), Netbanking (75+ banks), UPI payments, Mobile Wallets, EMI options, and even Buy Now Pay Later (Lazypay, Ola postpaid).

Along with all domestic payments, PayU also accepts payments in 100+ foreign currencies & hence it’s one of the best payment gateways for both domestic & international transactions.

PayUmoney Transaction Fees:

  • For Starter Plan, No Setup fees and No Annual Maintenance charges
  • Flat 2% + GST per successful transaction (all payment methods, be it cards, UPI, wallet)
  • Flat 3% on Amex Cards
Type of TransactionFees
All (Credit/Debit, Netbanking, UPI, Wallets, etc)2%
Amex & International Cards3%

Note: PayU also offers Business Plus & Business Premium plans where a merchant is charged a one-time setup fee for providing onboarding support, a dedicated key account manager, integration support, in-app analytics, and a few more features. Explore PayU plans

PayUmoney Settlement Time: Usually, it's T+2 working days where T is the day of transaction capture & all settlements are done in INR. Similar to Razorpay & Paytm, PayUmoney also offers instant settlements.

PayUmoney WordPress WooCommerce Compatibility: Yes, it’s compatible but the PayUmoney plugin isn't available in the WordPress repository. It's available on Github. Check out How to Integrate PayUmoney with WooCommerce.

#4 Instamojo – 2% + Rs.3 per transaction

Instamojo Payments Gateway for WooCommerce

Instamojo, founded in 2012 is now a popular name in the eCommerce space, competing with the big giants. Not only does it offer an online payment gateway, but you can create your online store & do all the shipping and stuff right on the platform.

It’s more of an online selling platform for small businesses (focused on DTC brands) used & trusted by more than 2 million SMBs.

Although not the best in terms of UI UX, it offers a bundle of marketing features such as SEO, discounts and offers, custom campaigns & a lot more that are helpful for bloggers, freelancers, and small businesses.

Along with online store & subscriptions, Instamojo offers a reliable online payment gateway that can be integrated with major eCommerce platforms including WordPress WooCommerce.

Instamojo Pros

  • Easy to get started & suitable for small businesses
  • Offers Online Store where you can sell your own digital & physical goods
  • Ability to charge convenience fees directly from the customer (on the checkout)
  • Along with a payment gateway, it also offers easy to share custom payment links
  • Accepts all major Indian payment modes like UPI, Cards, and wallets
  • You can also host your digital files on the platform without any monthly fees
  • Feature-rich platform with a ton of addons & simple to use
  • With their online store plan, they also offer a free domain for the 1st year.

Instamojo Cons

  • Instamojo Charges are higher than other popular payment gateways (even after cutting a 2%, Rs.3 per transaction is also charged)
  • At the moment, limited International currency support
  • A bit outdated UI UX (at least not up to the modern web design standards)
  • Sometimes KYC takes a much longer time
  • Customer support is similar to Razorpay (if the account is disabled, no valid or sensible reasons are provided to the merchant)

Supported Payment Modes: Instamojo supports all major domestic & International cards, UPI payments, net banking, mobile wallets & even pay later options.

Instamojo Transaction Fees:

Note: Below mentioned fees are of the Online Payments for startups, small & medium-sized businesses looking to integrate it with WooCommerce.

  • No Setup fees, No Annual Maintenance charges & hidden fees
  • 2% + Rs.3 + GST if you’re selling physical goods
  • 5% + Rs.3 + GST if you’re selling digital goods (eg: ebooks, courses, etc)
  • 5% + Rs.3 + GST for smart pages (landing page builder)
  • Additional 1% for International Transactions

For better understanding, here are the transaction fees of Instamojo in a tabular format…

Type of TransactionFees
Credit/Debit Cards2% + Rs.3 per transaction
Netbanking & EMI2% + Rs.3 per transaction
UPI & Mobile Wallets2% + Rs.3 per transaction
Digital Products & Smart Pages5% + Rs.3 per transaction

Instamojo Settlement Time: T+3 working days where T is the day of transaction capture. You also have options for faster payouts.

  • Additional 0.50% + GST for same-day payout
  • Additional 0.25% + GST for next-day payout
  • Additional 1% + GST for instant payout (limit of 1 lakh/day)

Instamojo WordPress WooCommerce Compatibility: Yes, it’s compatible & the Instamojo plugin is available in the WordPress repository. Check out How to Integrate Instamojo with WooCommerce.

#5 Cashfree – 1.9% per transaction

Cashfree Payments Gateway for WooCommerce

Cashfree, another Indian startup by two friends launched in 2016 is now at a valuation of $200 million dollars.

Cashfree is not just a payment gateway. It offers robust payment solutions like payout processing, marketplace settlements, recurring payments via subscriptions, bank account & PAN verification, UPI Stack, Instant refunds, auto-collections & even banking as a service.

In one of the most competitive markets i.e payment processing, Cashfree has rapidly grown in the country to the point where it’s dominating the payment disbursals with more than 30% market share amount payment processors.

Cashfree is empowering over 1 lakh merchants & is used by some of the well-known brands such as Nykaa, Ixigo, EaseMyTrip, IRCTC, and many more.

Cashfree Pros

  • Cashfree is more than just a payment gateway. It offers payment links, payment forms, subscriptions & even banking solutions (similar to Razorpay)
  • Features such as Instant Refunds & Instant Settlements
  • It’s among the cheapest payment gateways as it offers a TDR rate as low as 1.9%
  • Easy to get started, Paperless & same-day onboarding
  • Mobile application available for Android on Google Play Store
  • Developer-friendly Documentation kit & features
  • Trusted payment partners as it’s used by top Indian brands

Cashfree Cons

  • Sometimes onboarding takes much longer (up to 5-6 days)
  • They don't have any offers or discount options for customer retention
  • Not much at the moment. Does what it promises.

Supported Payment Modes: Cashfree supports over 120+ payment options. For domestic payments, Cashfree supports 65+ netbanking options, Credit Card, Debit Card, NEFT, IMPS, UPI payments via BHIM UPI, Mobile Wallets, EMI, and even Pay later options.

Along with all domestic payments, Cashfree also accepts payments in 30+ foreign currencies. It also integrates with Paypal to provide express checkout & hence it’s one of the payment gateways you can use for both domestic & international transactions.

Cashfree Transaction Fees:

Note: Below mentioned fees are of the Payment Gateway only. There are a few other products offered by Cashfree which has different pricing.

  • No Setup fees & No Annual Maintenance charges
  • 0% on UPI and Rupay Debit Card
  • 1.9% on Domestic Cards (Visa, Mastercard, Maestro)
  • 1.9% on Google Pay, Phonepay & Apple Pay
  • 1.9% on Netbanking
  • 2.5% on Pay later & Cardless EMI
  • 2.95% on Dinners Club & American Express Card
  • 3.5% + Rs.7 on International Cards (Visa, Mastercard)
  • 18% GST applicable on the transactions fees

For better understanding, here are the transaction fees of Cashfree in a tabular format…

Type of TransactionFees
UPI and Rupay Debit Card0%
Credit/Debit Cards (Visa, Mastercard, Maestro)1.9%
Google Pay, PhonePe, Apple Pay1.9%
Netbanking1.9%
Pay later & Cardless EMI2.5%
Diners Club & American Express Card2.95%
International Cards (Visa, Mastercard)3.5% + Rs.7 per transaction

Cashfree Settlement Time: T+2 working days where T is the day of transaction capture. With a little extra fee, they provide options like same-day settlement, holiday settlement, on-demand settlement & recently launched – within 15 mins settlement.

Cashfree WordPress WooCommerce Compatibility: Yes, it’s compatible & the Cashfree plugin is available in the WordPress repository. Check out How to Integrate Cashfree with WooCommerce.

#6 Paykun – 1.75% per transaction

Paykun Payments Gateway for WooCommerce

Paykun, a bootstrapped Indian startup founded in 2018 by five friends from Gujrat is an emerging player in the payment processing market.

With its offering of one of the lowest TDR of 1.75%, it’s attracting a lot of small business owners, freelancers & bloggers.

With a primary objective of providing the most affordable & cost-effective payment gateway solution, Paykun is now used by some known brands such as Tryitfirst, WinTrust, iCure Diet Clinic, and many more.

Although it’s still new in the market, Paykun can be considered a safe payment gateway. It also has tie-ups with ICICI bank, Yes bank, Bill desk & Paytm for smoother transactions. Considering its offering & the lowest TDR in the industry, it's #6 on the list of best WooCommerce payment gateway in India.

Along with a payment gateway, it also offers payment buttons & payment links for instant transactions. Paykun also offers free integration help & has a dedicated account manager which is a big plus point to use it.

Paykun Pros

  • Fast onboarding & minimum documentation required
  • There's Nothing fancy here, offers a simple & easy to use dashboard
  • Customer support is appreciated by real users
  • Offers Flash Checkout (similar to Razorpay & it’s quick)
  • Easy to customize for the look & feel of your brand
  • Along with payment gateway, Paykun also provides embeddable payment buttons and customized payment links
  • Offers one of the lowest TDR rates of 1.75% on UPI, Netbanking, Debit Cards & Mobile wallets
  • Although new, it’s used by 15K+ Merchants & also recognized in the Startup world

Paykun Cons

  • Reporting and Analytics is not the best & sometimes there's a lag
  • As it's new in the business, it lacks some features
  • International payments seem limited at the moment

Supported Payment Modes: Paykun supports over 120+ payment methods including all major Credit/Debit cards, Netbanking, UPI, QR codes, Mobile Wallets such as paytm, Jiomoney, Phonepay, Olamoney, etc.

Paykun Transaction Fees:

Note: Below mentioned fees are of the Standard Plan which is suitable for startups, small & medium-sized businesses.

  • No Setup fees, No Annual Maintenance charges & hidden charges
  • 1.75% on UPI
  • 1.75% on Netbanking
  • 1.75% on Mobile Wallets (2% for Paytm wallet)
  • 1.75% on Debit Cards (Visa, Rupay, Mastercard, Maestro)
  • 2% on Credit Cards (Visa, Rupay, Mastercard)
  • 3% on International Cards (Visa, Mastercard, American Express, Diners Club)
  • GST applicable on the transactions fees

For better understanding, here are the transaction fees of PayKun in a tabular format…

Type of TransactionFees
UPI, GooglePay, Phonepe1.75%
Netbanking1.75%
Mobile Wallets1.75%
Debit Cards (Visa, Rupay, Mastercard, Maestro)1.75%
Paytm Wallet2%
Credit Cards (Visa, Rupay, Mastercard)2%
International Cards (Visa, Mastercard)3%
American Express, Diners Club3%

Paykun Settlement Time: T+1 working days where T is the day of transaction capture. Sometimes, it also takes T+3 days for settlement.

Paykun WordPress WooCommerce Compatibility: Yes, it’s compatible & the Paykun plugin is available in the WordPress repository. Check out How to Integrate Paykun with WooCommerce.

#7 Stripe – 2% per transaction

Stripe Payments Gateway for WooCommerce

Originated in the US, launched in 2011, Stripe is now a global leader in the payment processing category with a market share of 15.49% & is available for businesses in 46 countries.

Stripe has recently become available for Indian businesses supporting Domestic & International card payments where you can accept payments in over 135 currencies from almost every country.

It offers a great UI & UX, comparatively better than Razorpay & many other payment gateways.

Along with a payment gateway, it offers a dozen of products including pre-built payment pages suitable for all kinds of businesses.

In spite of being so renowned, it ranks #7 on my list of best WooCommerce payment gateway in India because, at the moment, Stripe doesn't support UPI and Netbanking which is a major con & has its the last one on the list.

Stripe Pros

  • Offers one of the best UI-UX & solid reporting
  • Easy to Integrate & also offers payment links (simply share & get paid)
  • Advanced features to protect fraud & chargeback protection
  • Offers pre-built & customizable checkout pages that help with conversions
  • Automatic email receipts after a successful transaction or refund
  • Optimized for all devices & supports Google Pay & Apple Pay
  • Developer-friendly Documentation & features
  • Supports over 135+ currencies with fair transaction & conversion fees

Stripe Cons

  • At the moment, Stripe doesn’t support popular Indian payment modes like UPI, QR Code, Netbanking & Mobile wallets which is a big downside of Stripe.
  • Settlement time is much higher than any other Indian payment gateway
  • Similar to Razorpay, Stripe has issues with reverse payments, holding merchant amounts for longer periods of time, & account disabling (has a daunting number of negative customer reviews on Trustpilot)

Supported Payment Modes: Stripe supports a total of 32 payments methods. Right from card payments to buy now, pay later, it’s easy with stripe. Globally, the most popular ones are Google pay & Apple pay but if we consider India, Stripe isn’t the best solution as it doesn’t support any UPI payments & Netbanking.

Stripe Payment Gateway Transaction Fees:

Note: Below mentioned fees are of the pay as you go model which is suitable for startups, small & medium-sized businesses

  • No Setup fees & No Annual Maintenance charges
  • Domestic:
    • 2% on MasterCard & Visa Cards issued in India
    • 3.5% on American Express Cards issued in India
  • International:
    • 3% on MasterCard & Visa Cards issued outside of India
    • 3.5% on American Express Cards issued outside of India
    • 4.3% for International Cards with USD or other currency + 2% fees on currency conversion

For better understanding, here’s the same data in a tabular format…

Type of TransactionFees
Mastercard, Visa Card issued in India2%
American Express issues in India3.5%
Mastercard, Visa Card issued outside India3%
American Express issued outside India3.5%
Other International Cards4.3%

Stripe Settlement Time: 5 business days in India. Initially, it may even take 7-14 days to receive your first payout from Stripe.

Stripe WordPress WooCommerce Compatibility: Yes, it’s compatible & the Stripe plugin is available in the WordPress repository. Check out How to Integrate Stripe with WooCommerce.

Final Words

Apart from these 7 payment gateways, there's one more payment gateway worth mentioning & i.e CCAvenue. It's also one of the widely used payment gateways in India by small & medium-sized businesses.

The reason I haven't included CCAvenue in the top 7 is because of its UI UX.

Anyway, I hope this comprehensive guide helped you select the best WooCommerce payment gateway for your online store.

Do let me know which payment gateway you're currently using or planning to use?

If you've got any questions, feel free to drop them in the comments below.

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2 Comments

  1. Howdy, would you mind letting me know which hosting company you’re using?
    I’ve loaded your blog in 3 completely different browsers and I must say this blog loads a lot faster than most.

    Can you suggest a good hosting provider at a reasonable price?
    Kudos, I appreciate it!

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